Where Thai fintech apps lose users between OTP and first transfer
The drop is often logged as “abandoned onboarding.” The clock, the SMS rail, and the second device tell a different story.
12 March 2026 · 9 min
Read the essayShort essays from the studio. Each one is meant to change how you read a funnel the next morning, not to pad a content calendar.
The drop is often logged as “abandoned onboarding.” The clock, the SMS rail, and the second device tell a different story.
12 March 2026 · 9 min
Read the essayPromptPay, bank approval, and payday cycles make “lost” look permanent when it is only slow. How to report the difference without sounding defensive.
2 February 2026 · 7 min
Read the essayHot zones are not motives. A sampling rule that keeps replay and heatmap work from becoming folklore.
18 December 2025 · 8 min
Read the essayVisual systems move. Names should not. A contract you can hand to design and engineering before the next release train.
9 November 2025 · 10 min
Read the essay